At TBF Financial, we buy pools of non-performing commercial accounts of any size, up to 4 years old from the date of last payment, from online small business lenders, banks, equipment finance companies and merchant cash-advance businesses.
Non-performing commercial accounts, up to four years old from the date of last payment, from online small business lenders, banks, equipment finance companies and merchant cash advance businesses. We purchase loans, cash advances, equipment leases, lines of credit and commercial credit card accounts that have personal guarantees, no personal guarantees, are secured, unsecured, pre-agency, post-agency, pre-litigation and/or reduced to judgment.
Sell non-performing products meeting your own criteria, whether by vintage, geography, quality, balance and/or pool size. Or, you may decide to sell all charge-offs. We will work with you in a single engagement or multiple engagements, but many sellers choose to establish a forward-flow relationship where they regularly sell us non-performing nationwide products at a pre-approved price.
Competitive pricing. Proven reliability. Fast response. Swift payments. These are just a few of the strengths that customers mention when talking about their experiences selling commercial debt to TBF.
TBF Financial, a pioneer in commercial debt buying, uses innovative strategies to help fintech lenders and banks recover value from loan and lease charge-offs.
TBF offers a fast and simple process, evaluating assets and wiring payments quickly, with established relationships enabling payments within 24 hours.
Our pricing is competitive and flexible, thanks to TBF’s Data Driven, True Market Pricing algorithm and goal of establishing a long-term relationship with you.
Selling charge-offs to TBF provides immediate cash, allowing your team to focus on more recoverable past-due accounts and plan for future defaults.