What We Buy

Strategic consultants, experts in accelerating change for business and individuals.

How it Works

Transforming Debt

TBF buys pools of non-performing commercial accounts after they have been worked internally and reached the charge-off stage. These accounts include loans, equipment leases, lines of credit, MCAs and commercial credit cards. They may have personal guarantees or no personal guarantees, be secured or unsecured, pre-agency or post-agency, or pre-litigation and/or reduced to judgment.

Seller Advantage

Immediate Cash Flow

Selling your old accounts to TBF provides fast cash at closing, boosting your liquidity without delays.

Focus on High-Value Accounts

Free up your staff to concentrate on accounts earlier in the past-due cycle, increasing the likelihood of successful recovery.

Guaranteed Returns

Avoid the uncertainty of future recoveries by securing a definite return at closing, reducing the risk of diminished returns over time.

Reputable Partnership

Partner with a trusted industry leader who safeguards your brand and reputation, supports your long-term goals and never resells your debt.

Competitive Prices​

Our pricing is competitive and flexible, based on decades of historical data and our goal of establishing a long-term relationship with you. We offer aggressive prices that reflect the assets’ fair market value–and, unlike some buyers, we will never overpromise to win your initial business but then fail to deliver. If TBF makes a bid, it is because we have the cash on hand to close the deal immediately.

Combined years of industry experience
0 +
Years of established forward flow partnerships
0 +
Maximum pool size
$ 0 M+
Turnaround for pricing on deals
0 days

Let's Get Started

Reach Out to TBF

Contact us at tbf@tbfgroup.com or call 847.267.0600 to get started.

Provide Account Information

Supply the necessary details regarding the commercial accounts you wish to sell.

Receive Your Offer

We evaluate the accounts and present you with a competitive price.

Complete the Transaction

Sign the purchase agreement, and we’ll wire your payment, with regular transactions typically handled online and completed within hours.

Free Valuation

New to commercial debt selling? If you are with an equipment finance company, bank, online commercial lender or merchant cash-advance business, CEO and Founder Brett Boehm and the entire TBF team are ready to answer your questions and get you started. We will provide a free, no-obligation price estimate on the pool of assets you are considering selling.

Unlocking Value Through Expert Commercial Debt Solutions

Commercial debt buying is an established practice in financial services that benefits sellers in many ways, and TBF has been an innovator and leader in the field for more than 27 years. Selling your old accounts to us generates fast cash at closing. It allows your staff to focus on accounts that are earlier in the past-due cycle and more likely to be recovered. What’s more, you can count on a definite return at closing instead of risking diminished returns years from now. You also benefit from a professional relationship with a recognized buyer who looks out for your long-term interests by protecting your name and brand. One way we protect your brand is by not reselling your debt. That way, you have the option of buying back a single account in the unlikely event it was mistakenly sold to us.