TBF buys pools of non-performing commercial accounts after they have been worked internally and reached the charge-off stage. These accounts include loans, equipment leases, lines of credit, MCAs and commercial credit cards. They may have personal guarantees or no personal guarantees, be secured or unsecured, pre-agency or post-agency, or pre-litigation and/or reduced to judgment.
Selling your old accounts to TBF provides fast cash at closing, boosting your liquidity without delays.
Free up your staff to concentrate on accounts earlier in the past-due cycle, increasing the likelihood of successful recovery.
Avoid the uncertainty of future recoveries by securing a definite return at closing, reducing the risk of diminished returns over time.
Partner with a trusted industry leader who safeguards your brand and reputation, supports your long-term goals and never resells your debt.
Our pricing is competitive and flexible, based on decades of historical data and our goal of establishing a long-term relationship with you. We offer aggressive prices that reflect the assets’ fair market value–and, unlike some buyers, we will never overpromise to win your initial business but then fail to deliver. If TBF makes a bid, it is because we have the cash on hand to close the deal immediately.
Contact us at tbf@tbfgroup.com or call 847.267.0600 to get started.
Supply the necessary details regarding the commercial accounts you wish to sell.
We evaluate the accounts and present you with a competitive price.
Sign the purchase agreement, and we’ll wire your payment, with regular transactions typically handled online and completed within hours.
Commercial debt buying is an established practice in financial services that benefits sellers in many ways, and TBF has been an innovator and leader in the field for more than 27 years. Selling your old accounts to us generates fast cash at closing. It allows your staff to focus on accounts that are earlier in the past-due cycle and more likely to be recovered. What’s more, you can count on a definite return at closing instead of risking diminished returns years from now. You also benefit from a professional relationship with a recognized buyer who looks out for your long-term interests by protecting your name and brand. One way we protect your brand is by not reselling your debt. That way, you have the option of buying back a single account in the unlikely event it was mistakenly sold to us.